Apartment 74.57 m2 at Gemstone Residence — a gated club complex in Drobnici, on the Budva Riviera, between the beaches of Drobni Pijesak and Galija. 7 minutes' drive from central Budva, 7 minutes on foot to Drobni Pijesak beach via the complex's own private road, with electric cars available for residents and guests.

A larger apartment in the same club building type (9 apartments per building, two buildings sharing one pool), with direct sea view and a bonus 16.06 m2 terrace — the terrace and its outdoor furniture are included as a bonus on top of the living area price. Floor-to-ceiling glazing, energy-efficient air conditioning, and quality finishes: French parquet, Spanish porcelain stoneware, German and Italian bathroom fittings, Alumil windows. Sold fully furnished — designer furniture, appliances, bedding and kitchenware included, move in and live.

The complex includes 12 townhouses, 2 duplexes and 54 apartments, several open-air pools, a spa centre, a restaurant, a paddle tennis court and rooftop solar panels, on a guarded, residents-only, gated perimeter.

Instalment plan: 30% down payment, balance payable over up to 2 years. Full rental management service available — stable rental income from 6% annually, with up to 30-40% return on investment on resale after construction is completed.